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Home Buying in Maine

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Home Buying in Maine

Buying with Flynn & Company

Willard Beach Maine Home BuyersWhen you are ready to buy a home in Maine, you may find yourself overwhelmed with information and decisions. Let Flynn & Company put your mind at ease. Flynn & Company can help you to filter and organize buying information.

Our highly qualified team of buyer agents focuses on all the necessary details so that you can save your time and energy for the transition ahead.

Buyer Agents That Understand Your Needs

Our buyer agents will work with you closely in order to help understand your needs and assist you in making one of the biggest decisions of your life. Flynn & Company agents are knowledgeable in all areas of Maine home buying from market values, necessary documentation as well as buyers’ rights.

Taken Care of From First Glance to Final Signature

Flynn & Company’s buyer agents take care of their buyers from the first glance of their dream home to the final signature. Read about first time home buying and homes as an investment. Then contact Flynn & Company or call 207.767.0022 to see how our Maine real estate agents help you understand everything you need to know about your future real estate transaction. 

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First Home Buying

The Buying Process

Willard Square Maine First Time Home BuyingAs a home buyer, the process of buying a home or investment generally starts with determining your buying power; that is, your financial reserves plus your borrowing capacity. If you give a real estate agent some basic information about your available savings, income and current debt, they can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices.

Finding Maine Properties for First Time Buyer

Once you know how much you can and want to invest, the next step is to find the properties that most nearly fit your needs. This is the time to choose a real estate licensee. When picking a real estate agent look for one who is also a REALTOR®. A REALTOR® is a member of the NATIONAL ASSOCIATION OF REALTORS®, a real estate trade association, and all members agree to abide by a 17 article Code of Ethics. A REALTOR® has many resources to assist you in that search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.

Selecting Maine Real Estate

Your job is to make the final selection of the right property for you. This is when excitement and emotion run high. Your real estate agent can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning and schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?

Negotiations When Buying Maine Real Estate

There are a myriad of negotiating factors, including, but not limited to price, financing, terms, date of possession, and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should also provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.

Help with First Time Home Buying

Help when you are buying a home for the first time in Maine help is only a phone call away. Contact Flynn & Co. or call 207.767.0022 for more information on how we can assist you with buying your first home in Maine.

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Maine Investment Properties

Ft W Mansion Maine

Should you invest in Maine real estate or in other types of investments such as the stock market? Of course, stocks and real estate are hard to compare. You might have some type of information about a particular stock that you feel might make an excellent investment for you. In general, there are some things that we usually use to compare stocks and real estate. Here are some examples:

Real Estate as Leverage

Most improved real estate can be purchased with a small down payment. The purchase of a $250,000 property might be made with just 10% ($25,000) down. If the property increased in value by just 10%, you would have an increase in your equity of 100%. If you made a cash purchase of $25,000 in stock, the same change in value would give you only a 10% increase.

The Use of Money

Suppose you own a property valued at $400,000 that is encumbered by just a $50,000 mortgage. You can refinance the property and take out a great amount of cash - tax free. If you had the same type of appreciation in a stock, you would have to sell it in order to get the use of the capital - a taxable event.

More Control with Home Investment

With the real estate investment, you make the decisions that might enhance the value. You can improve or remodel the property, change the use, or make other changes. With an investment in stock, all of the management decisions that might affect the value are out of your control.

Finding Maine Real Estate

Contact Flynn & Co. or call 207.767.0022 for help finding a property in Maine.

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Live the good life: your Maine retirement awaits.

The time has come: you can finally live out your dream retirement in Maine. This beautiful state has become a popular retirement destination, voted one of the top places to retire in the United States by numerous publications including Forbes.com, Downeast magazine, and AARP magazine.
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Jeff, thanks for all you did to help us sell our home! Your insight into getting our home ready for the open house, as well as the steps along the way as the offer was in effect, helped keep us moving in the right

Listing data is derived in whole or in part from the Maine IDX & is for consumers' personal, non commercial use only. Dimensions are approximate independently verified. This website does not display complete listings. Certain listings of other real estate brokerage firms have been excluded. ©2018 Maine Real Estate Information System, Inc. All Rights Reserved.equal opportunity housing logo